Watch This Before You Explore Funding
A quick message from Marcellus about the Playbook and how to think through funding for your trucking business.
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The truck makes money. The timing is what hurts.
Most trucking businesses don’t struggle because the work isn’t there. They struggle because the bills come due before the money comes in.
Fuel and payroll are due now
Diesel, driver and helper pay, and insurance don’t wait for a broker or shipper to pay a 30-day invoice.
Breakdowns hit at the worst time
A DPF, transmission, or liftgate repair can sideline a truck along with the revenue it was supposed to bring in this week.
Growth costs money up front
A new contract or another truck means deposits, insurance, hiring, and fuel before the first settlement ever arrives.
The right funding can help with timing. The wrong funding can make a tight month worse. This Playbook helps you tell the difference before you commit.
Seven funding areas, explained the way an operator needs them
Some are types of financing. Others are common trucking situations where funding comes up. The Playbook keeps them separate so you know exactly what you’re looking at.
Types of financing
Working Capital
For fuel, commercial insurance, payroll, operating expenses, and temporary cash-flow gaps.
Business Line of Credit
Revolving access to capital for recurring costs, repairs, and surprises, subject to the agreement.
Equipment Financing
For commercial trucks, box trucks, trailers, and other eligible equipment.
Term Financing
Structured financing for a defined, larger business investment.
Common trucking uses
Emergency Repairs
DPF/DEF systems, transmissions, engines, liftgates, tires, and breakdowns.
Fleet Expansion
The full cost of adding trucks, including equipment, hiring, insurance deposits, and startup operating capital.
Growth Capital
New contracts, technology, marketing, deposits, staffing, and other legitimate growth expenses.
These describe what funding might be used for. They aren’t separate loan products. Which financing type fits depends on the lender and your business.
These are educational topics, not a list of Shore Funding Solutions products. Available products and permitted uses vary.
Every chapter answers the questions you’d actually ask
No bank-brochure language. Each of the seven sections walks you through:
- What it is
- The trucking problem it may solve
- When it may make sense
- When it may not
- A hypothetical trucking example
- What lenders may evaluate
- Questions to ask before accepting
- A practical MBR tip
Three steps. You keep the guide either way.
Answer a short survey
A few quick questions about your business. It’s not a financing application.
Check your email
Your free Playbook is sent to the email address you enter. Look in your inbox, then spam or promotions.
Explore funding Optional
After you submit, you’ll be directed to Shore Funding Solutions, my funding referral partner. Applying is entirely your choice.
Built for people who run trucks, not spreadsheets
Whether you’re running one truck or adding your fifth, this guide is written for your side of the business.
- Owner-operators
- Small trucking companies
- Fleet owners
- Box-truck owners
- Final-mile contractors
- Growing from 1 truck to more
Why I put this together
I’m Marcellus. I run MBR Transportation, a final-mile delivery company, and I deal with the same fuel bills, payroll, insurance, and repair calls you do.
Funding can be a useful tool, but only when you understand what you’re signing and whether the payment fits your business. I wrote this Playbook so you can walk into any funding conversation knowing the right questions to ask.
For readers who want to explore options, I’ve partnered with Shore Funding Solutions as a place to start.
— Marcellus, Trucking With MBR
Before you grab your copy
How do I get the Playbook?
Complete the short survey on this page. The Playbook is emailed to the address you provide. It isn’t an instant download, so check your inbox after you submit. If you don’t see it, check your spam or promotions folder.
Is it really free?
Yes. There’s no cost for the Playbook.
Do I have to apply for funding to get the guide?
No. After you submit the survey, you’ll be directed to Shore Funding Solutions so you can explore options if you want to. Applying is optional, and the Playbook is sent to your email either way.
Is the survey a funding application?
No. The survey is not a financing application and does not determine eligibility. Any application happens separately with Shore Funding Solutions, and only if you choose to start one.
Will I be approved for funding?
No one can promise that. Approval, amounts, rates, and timing depend on the lender’s review and your business. The Playbook covers general factors lenders may look at so you can prepare and ask better questions.
Who is Shore Funding Solutions?
Shore Funding Solutions is Trucking With MBR’s funding referral partner. Trucking With MBR is not a lender and doesn’t make credit decisions. Trucking With MBR may receive compensation if you obtain financing through this referral relationship.
Know your options before you need them
The worst time to learn how funding works is in the middle of a breakdown. Get the free Playbook now and keep it in your back pocket.
Get the Free PlaybookGet The Trucker’s Funding Playbook
Answer the short survey below and I’ll send the Playbook straight to your inbox.
Your free Playbook will be sent to your email after you submit. You’ll then be directed to Shore Funding Solutions to explore funding options.
Trucking With MBR may receive compensation if you obtain financing through our referral relationship with Shore Funding Solutions. This survey is not a financing application and does not determine eligibility. Financing is subject to approval, and terms vary.